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I cannot emphasize enough the importance of prioritizing mental health and well-being above all else. This experience serves as a stark reminder that while corporate jobs can offer a sense of belonging, it is crucial to remember that their primary focus lies in their own interests. It was disheartening to discover that personal conversations about my mental health and family matters, which I entrusted to my manager, were officially documented in a legal letter and used against me. These past few months have been challenging, particularly when my employer instructed a lawyer to communicate with me while I was on sick leave. Today marks my final day at Givaudan, and I wanted to take a moment to reflect on my experiences. PS: Stand-alone Critical Illness had the biggest uplift (%) in new sales in 2022, followed by Income Protection products. Please reach out to any member of our London team if you similarly would like to find out more: Ralph O'Brien Emma Morris Charles Lake Evan Baars Jane Craig James Zhang James Hemsley, Sean Rowley Will Coles Stephen Collins I'm really looking forward to dissecting the Q1 2023 results, which should provide some answers. Will higher interest rates and a slowing property market put a damper on sales linked to mortgage triggers? Will affordability concerns generally dampen demand? Will Term Life sales recover? And will we see the segment of #RiskSpecialist advisers deliver a long-awaited rebound? In terms of the bigger picture, the intermediated segment demonstrated its #adaptability and #resilience in the face of a 1-in-100 year event. In 2022, sales levels were more akin to those pre-pandemic. Elevated levels of new production followed in 2021 (most notably in service of pent-up demand in Q1 & Q2).

Looking back, there is clear evidence for some panic-buying when Covid-19 first broke (Q1 2020 Income Protection), followed by two quarters of uncertainty and an adjustment to remote sales. Of more relevance, despite it still being in beta, I found it hugely informative. I’ll admit to having great fun test driving #NMG’s updated dashboard for intermediated life sales ( #RiskDistributionMonitor), probably to the point of being a bit annoying to the experts in our London team. Which life insurance products had the fastest new sales growth in 2022 in the UK? How did #intermediated sales in the life segment ‘hold up’ through Covid-19? I believe we can do better than we currently do for humanity. The soul of one man in God's eyes is superior to the entire world. And I see billions spent on things that will decay eventually. I see a suffering humanity everyday, everywhere. And I'm not trying to spoil people's day or moods, but sometimes we just need to remind ourselves of these things. No matter your argument, your pets are still animals and do not possess the soul of a man. But our dogs have never been as important as the people we live with. I'm from a family of animal lovers, we keep dogs from when I was a baby. I know people who feed their pets with more money than it would take to feed, shelter or provide basic education for a single individual in dire need of these things. One increasingly sees these stories of men going to great lengths to bring comfort to animals but the question is, "do we care as much for our fellow humans?" We celebrate pets but ignore humans.

Great story but unfortunately for me, a sad one ai relates to humans.